diff --git a/lib/mongo/error/invalid_uri.rb b/lib/mongo/error/invalid_uri.rb
index 860ed2569e..ce1943ae6e 100644
--- a/lib/mongo/error/invalid_uri.rb
+++ b/lib/mongo/error/invalid_uri.rb
@@ -23,12 +23,16 @@ class Error
     class InvalidURI < Error
       # Instantiate the new exception.
       #
+      # The URI is redacted via {Mongo::URI.redact} before being interpolated
+      # so that any cleartext credentials in the original input do not end up
+      # in logs, error reporters, or backtraces.
+      #
       # @example Instantiate the exception.
       #   Mongo::Error::InvalidURI.new(uri, details, format)
       #
       # @since 2.0.0
       def initialize(uri, details, format = nil)
-        message = "Bad URI: #{uri}\n" +
+        message = "Bad URI: #{Mongo::URI.redact(uri)}\n" +
                   "#{details}\n"
         message += "MongoDB URI must be in the following format: #{format}\n" if format
         message += "Please see the following URL for more information: #{Mongo::URI::HELP}\n"
diff --git a/lib/mongo/uri.rb b/lib/mongo/uri.rb
index 0f959cd0fd..f17f1acc16 100644
--- a/lib/mongo/uri.rb
+++ b/lib/mongo/uri.rb
@@ -141,6 +141,19 @@ class URI
     # @since 2.5.0
     SCHEME_DELIM = '://'
 
+    # Placeholder used in place of cleartext credentials when a URI is
+    # rendered for display, logging, or error reporting.
+    CREDENTIALS_PLACEHOLDER = '<credentials>'
+
+    # Pattern matching the userinfo portion of a MongoDB connection string.
+    # Anchors at the start and is bounded to the authority component (stops at
+    # the first '/', '?', or '#'), but matches greedily up to the last '@' in
+    # that component so passwords containing an unescaped '@' are still fully
+    # redacted. Case-insensitive so an unusual scheme like 'MongoDB://' is
+    # redacted too — the parser will reject it, and the redactor must not be
+    # the thing that leaks the credentials in the resulting error.
+    USERINFO_REDACTION_REGEX = %r{\A(mongodb(?:\+srv)?://)[^/?#]*@}i.freeze
+
     # Error details for an invalid options format.
     #
     # @since 2.1.0
@@ -215,6 +228,24 @@ class URI
     # @since 2.1.0
     REPEATABLE_OPTIONS = %i[tag_sets ssl]
 
+    # Replace the userinfo portion of a MongoDB connection string with a
+    # placeholder so the result can safely be logged, displayed, or embedded
+    # in an exception message.
+    #
+    # The input is matched as a string, not parsed, so this is safe to call
+    # on malformed URIs (which is exactly when {InvalidURI} is raised).
+    #
+    # @param [ String ] string The raw URI string.
+    #
+    # @return [ String ] The URI with any userinfo replaced by
+    #   {CREDENTIALS_PLACEHOLDER}, or the input unchanged if it is not a
+    #   string or has no userinfo.
+    def self.redact(string)
+      return string unless string.is_a?(String)
+
+      string.sub(USERINFO_REDACTION_REGEX, "\\1#{CREDENTIALS_PLACEHOLDER}@")
+    end
+
     # Get either a URI object or a SRVProtocol URI object.
     #
     # @example Get the uri object.
@@ -320,20 +351,33 @@ def database
       @database || Database::ADMIN
     end
 
-    # Get the uri as a string.
+    # Get the uri as a string with any credentials redacted.
+    #
+    # Credentials are replaced with {CREDENTIALS_PLACEHOLDER} so the result is
+    # safe to log or display. Use {#credentials} to recover the original user
+    # and password.
     #
     # @example Get the uri as a string.
     #   uri.to_s
     #
-    # @return [ String ] The uri string.
+    # @return [ String ] The redacted uri string.
     def to_s
       reconstruct_uri
     end
 
+    # Return a redacted, human-readable representation of the URI. The
+    # default {Object#inspect} would dump {@string} and {@password} as
+    # instance variables, leaking credentials.
+    #
+    # @return [ String ] The redacted inspect string.
+    def inspect
+      "#<#{self.class.name}: #{reconstruct_uri}>"
+    end
+
     private
 
-    # Reconstruct the URI from its parts. Invalid options are dropped and options
-    # are converted to camelCase.
+    # Reconstruct the URI from its parts with credentials redacted. Invalid
+    # options are dropped and options are converted to camelCase.
     #
     # @return [ String ] the uri.
     def reconstruct_uri
@@ -349,9 +393,7 @@ def reconstruct_uri
       end.compact.join('&')
 
       uri = "#{scheme}#{SCHEME_DELIM}"
-      uri += @user.to_s if @user
-      uri += "#{AUTH_USER_PWD_DELIM}#{@password}" if @password
-      uri += '@' if @user || @password
+      uri += "#{CREDENTIALS_PLACEHOLDER}@" if @user || @password
       uri += @query_hostname || servers
       uri += '/' if @database || !options.empty?
       uri += @database.to_s if @database
diff --git a/spec/mongo/error/invalid_uri_spec.rb b/spec/mongo/error/invalid_uri_spec.rb
new file mode 100644
index 0000000000..78cfbffa61
--- /dev/null
+++ b/spec/mongo/error/invalid_uri_spec.rb
@@ -0,0 +1,60 @@
+# frozen_string_literal: true
+
+require 'lite_spec_helper'
+
+describe Mongo::Error::InvalidURI do
+  describe '#initialize' do
+    let(:details) { 'Invalid port' }
+
+    context 'when the uri has cleartext credentials' do
+      let(:uri) { 'mongodb://alice:s3cret@host:bad-port/admin' }
+
+      let(:error) { described_class.new(uri, details) }
+
+      it 'does not include the password in the message' do
+        expect(error.message).not_to include('s3cret')
+      end
+
+      it 'does not include the username in the message' do
+        expect(error.message).not_to include('alice')
+      end
+
+      it 'replaces the userinfo with the credentials placeholder' do
+        expect(error.message).to include('mongodb://<credentials>@host:bad-port/admin')
+      end
+
+      it 'still includes the supplied details' do
+        expect(error.message).to include(details)
+      end
+    end
+
+    context 'when the uri is a mongodb+srv URI with credentials' do
+      let(:uri) { 'mongodb+srv://alice:s3cret@cluster.example.com' }
+
+      let(:error) { described_class.new(uri, details) }
+
+      it 'does not include the password' do
+        expect(error.message).not_to include('s3cret')
+      end
+
+      it 'redacts the userinfo' do
+        expect(error.message).to include('mongodb+srv://<credentials>@cluster.example.com')
+      end
+    end
+
+    context 'when the uri has no credentials' do
+      let(:uri) { 'mongodb://host:27017' }
+
+      it 'does not alter the uri' do
+        error = described_class.new(uri, details)
+        expect(error.message).to include(uri)
+      end
+    end
+
+    context 'when the uri is nil' do
+      it 'does not raise when constructing the message' do
+        expect { described_class.new(nil, details) }.not_to raise_error
+      end
+    end
+  end
+end
diff --git a/spec/mongo/uri/srv_protocol_spec.rb b/spec/mongo/uri/srv_protocol_spec.rb
index 8615642a6c..67244978ad 100644
--- a/spec/mongo/uri/srv_protocol_spec.rb
+++ b/spec/mongo/uri/srv_protocol_spec.rb
@@ -17,7 +17,8 @@
 
   shared_examples 'roundtrips string' do
     it 'returns the correct string for the uri' do
-      expect(uri.to_s).to eq(URI::DEFAULT_PARSER.unescape(string))
+      expected = Mongo::URI.redact(URI::DEFAULT_PARSER.unescape(string))
+      expect(uri.to_s).to eq(expected)
     end
   end
 
@@ -352,8 +353,8 @@
           expect(uri.credentials[:user]).to eq(user)
         end
 
-        it 'drops the colon in to_s' do
-          expect(uri.to_s).to eq('mongodb+srv://tyler@test5.test.build.10gen.cc')
+        it 'redacts the credentials in to_s' do
+          expect(uri.to_s).to eq('mongodb+srv://<credentials>@test5.test.build.10gen.cc')
         end
       end
 
@@ -734,8 +735,8 @@
             expect(client.options[:auth_mech]).to eq(expected)
           end
 
-          it 'roundtrips the string' do
-            expect(uri.to_s).to eq('mongodb+srv://tyler:s3kr4t@test5.test.build.10gen.cc/?authSource=$external&authMechanism=GSSAPI')
+          it 'roundtrips the string with credentials redacted' do
+            expect(uri.to_s).to eq('mongodb+srv://<credentials>@test5.test.build.10gen.cc/?authSource=$external&authMechanism=GSSAPI')
           end
         end
 
@@ -778,8 +779,8 @@
             expect(client.options[:auth_mech]).to eq(expected)
           end
 
-          it 'roundtrips the string' do
-            expect(uri.to_s).to eq('mongodb+srv://tyler@test5.test.build.10gen.cc/?authSource=$external&authMechanism=MONGODB-X509')
+          it 'roundtrips the string with credentials redacted' do
+            expect(uri.to_s).to eq('mongodb+srv://<credentials>@test5.test.build.10gen.cc/?authSource=$external&authMechanism=MONGODB-X509')
           end
 
           context 'when a username is not provided' do
diff --git a/spec/mongo/uri_spec.rb b/spec/mongo/uri_spec.rb
index ef6dcba290..42dc9c8e12 100644
--- a/spec/mongo/uri_spec.rb
+++ b/spec/mongo/uri_spec.rb
@@ -5,7 +5,8 @@
 describe Mongo::URI do
   shared_examples 'roundtrips string' do
     it 'returns the correct string for the uri' do
-      expect(uri.to_s).to eq(URI::DEFAULT_PARSER.unescape(string))
+      expected = Mongo::URI.redact(URI::DEFAULT_PARSER.unescape(string))
+      expect(uri.to_s).to eq(expected)
     end
   end
 
@@ -325,14 +326,94 @@
     end
   end
 
+  describe '.redact' do
+    it 'returns nil unchanged' do
+      expect(described_class.redact(nil)).to be_nil
+    end
+
+    it 'leaves a uri without userinfo unchanged' do
+      expect(described_class.redact('mongodb://localhost:27017'))
+        .to eq('mongodb://localhost:27017')
+    end
+
+    it 'replaces user and password with the placeholder' do
+      expect(described_class.redact('mongodb://alice:s3cret@host:27017/admin'))
+        .to eq('mongodb://<credentials>@host:27017/admin')
+    end
+
+    it 'redacts userinfo for mongodb+srv:// URIs' do
+      expect(described_class.redact('mongodb+srv://alice:s3cret@host'))
+        .to eq('mongodb+srv://<credentials>@host')
+    end
+
+    it 'redacts user-only userinfo' do
+      expect(described_class.redact('mongodb://alice@host'))
+        .to eq('mongodb://<credentials>@host')
+    end
+
+    it 'does not redact an @ that appears past the authority component' do
+      expect(described_class.redact('mongodb://host/db?opt=a@b'))
+        .to eq('mongodb://host/db?opt=a@b')
+    end
+
+    it 'redacts a password containing an unescaped @' do
+      expect(described_class.redact('mongodb://alice:p@ss@host'))
+        .to eq('mongodb://<credentials>@host')
+    end
+
+    it 'redacts when the scheme uses mixed case' do
+      expect(described_class.redact('MongoDB://alice:s3cret@host'))
+        .to eq('MongoDB://<credentials>@host')
+    end
+
+    it 'does not redact strings with an unrelated scheme' do
+      expect(described_class.redact('http://alice:s3cret@host'))
+        .to eq('http://alice:s3cret@host')
+    end
+  end
+
   describe '#to_s' do
-    context 'string is a uri' do
+    context 'string is a uri without credentials' do
       let(:string) { 'mongodb://localhost:27017' }
 
       it 'returns the original string' do
         expect(uri.to_s).to eq(string)
       end
     end
+
+    context 'string includes credentials' do
+      let(:string) { 'mongodb://alice:s3cret@localhost:27017' }
+
+      it 'replaces the credentials with a placeholder' do
+        expect(uri.to_s).to eq('mongodb://<credentials>@localhost:27017')
+      end
+
+      it 'does not include the password' do
+        expect(uri.to_s).not_to include('s3cret')
+      end
+
+      it 'does not include the username' do
+        expect(uri.to_s).not_to include('alice')
+      end
+    end
+  end
+
+  describe '#inspect' do
+    context 'string includes credentials' do
+      let(:string) { 'mongodb://alice:s3cret@localhost:27017' }
+
+      it 'does not include the password' do
+        expect(uri.inspect).not_to include('s3cret')
+      end
+
+      it 'does not include the username' do
+        expect(uri.inspect).not_to include('alice')
+      end
+
+      it 'includes the credentials placeholder' do
+        expect(uri.inspect).to include('<credentials>')
+      end
+    end
   end
 
   describe '#servers' do
@@ -448,8 +529,8 @@
         expect(uri.credentials[:user]).to eq(user)
       end
 
-      it 'roundtrips string without the colon' do
-        expect(uri.to_s).to eq('mongodb://tyler@localhost')
+      it 'redacts the credentials in to_s' do
+        expect(uri.to_s).to eq('mongodb://<credentials>@localhost')
       end
     end
 
@@ -895,8 +976,8 @@
               expect(client.options[:auth_mech_properties]).to eq({ 'service_name' => 'mongodb' })
             end
 
-            it 'roundtrips the string' do
-              expect(uri.to_s).to eq('mongodb://tyler:s3kr4t@localhost/?authMechanism=GSSAPI')
+            it 'roundtrips the string with credentials redacted' do
+              expect(uri.to_s).to eq('mongodb://<credentials>@localhost/?authMechanism=GSSAPI')
             end
           end
 
@@ -909,8 +990,8 @@
               expect(client.options[:auth_mech_properties]).to eq({ 'service_name' => 'foo' })
             end
 
-            it 'roundtrips the string' do
-              expect(uri.to_s).to eq('mongodb://tyler:s3kr4t@localhost/?authMechanism=GSSAPI&authMechanismProperties=SERVICE_NAME:foo')
+            it 'roundtrips the string with credentials redacted' do
+              expect(uri.to_s).to eq('mongodb://<credentials>@localhost/?authMechanism=GSSAPI&authMechanismProperties=SERVICE_NAME:foo')
             end
           end
         end